Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.
Question No : 1
Loan against the security of immovable property is by executing an agreement of ______
(1) Assignment
(2) Pledge
(3) Transfer
(4) Mortgage
(5) None of these
Question No : 2
Credit Rating ______
(1) is used to rate the borrowers while giving advances
(2) is used to work out performance of the employees
(3) is used to calculate the number of excellent audit rated branches
(4) is not used in any Bank
(5) is necessary before giving promotion to employees
Question No : 3
In Corporate Hedging, which one of the following types of risks can be covered?
(1) Liquidity risk
(2) Currency risk
(3) Credit risk
(4) Transaction risk
(5) None of these
Question No : 4
In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rs.in thousands), upto which these bonds can be covered?
(1) 30
(2) 20
(3) 40
(4) 50
(5) None of these
Question No : 5
As per the new guidelines issued by SEBI, companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs)?
(1) 60 days
(2) 12 days
(3) 30 days
(4) 45 days
(5) None of these
Question No : 6
RTGS stands for ______
(1) Real Time Gross Settlements
(2) Reduced Time Gross Settlements
(3) Relative Time Gross Settlements
(4) Real Total Gross Securities
(5) None of these
Question No : 7
Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP)?
(1) IMF
(2) UNDP
(3) UNICEF
(4) ADB
(5) None of these
Question No : 8
Which one of the following has decides to give guarantee for infra loans?
(1) IDBI
(2) SBI
(3) IIFCL
(4) SIDBI
(5) None of these
Question No : 9
Regional Rural Banks_____
(1) have limited area of operation and access to refinance from NABARD
(2) are required to lend only to weaker sections
(3) are mandated to do only narrow banking
(4) can only extend agricultural loans
(5) have unrestricted area of operation
Question No : 10
Who amongst the following is the author of the famous classical novel A Tale of Two Cites?
(1) Charles Dickens
(2) Daniel Defoe
(3) HG Wells
(4) Emile Zola
(5) None of these
Question No : 11
The first Civil Service Day was observed on (2006)
(1) 21st August
(2) 21st May
(3) 21st June
(4) 21st July
(5) 21st April
Question No : 12
The Mid-Day Meal scheme has been launched by the Union Ministry of
(1) Home Affairs
(2) Human Resource Development
(3) Social Welfare
(4) Rural Development
(5) None of these
Question No : 13
Which of the following products/commodities is under the partial control of the Union Government and is purchased as compulsory levy at a fixed price from the factories/producers?
(1) Milk
(2) Sugar
(3) Cloth
(4) Pharma Products
(5) None of these
Question No : 14
Which of the following is observed as ‘National Consumer Day’ in India?
(1) 20th March
(2) 24th March
(3) 24th April
(4) 24th October
(5) 24th December
Question No : 15
Which of the following is NOT a vector-borne disease?
(1) AIDS
(2) Kala Azar
(3) Filaria
(4) Japanese Encephalitis
(5) Dengue
Question No : 16
‘STEP’ is the abbreviated name of the welfare programme to help
(1) Children
(2) Women
(3) Senior Citizens
(4) Farmers
(5) Ex-Servicemen
Question No : 17
Which of the following is not a type of cheque?
(1) Crossed cheque
(2) Blank cheque
(3) Speed cheque
(4) Bearer Cheque
(5) Order cheque
Question No : 18
Dada Saheb Phalke Awards are by the Ministry of ________
(1) Social Welfare
(2) Human resources Development
(3) Home Affairs
(4) Corporate Affairs
(5) Information and Broadcasting
Question No : 19
“Dadasaheb Phalke” award is given for excellence in the field of
(1) Politics
(2) Social Service
(3) Cinema
(4) Sports
(5) Journalism
Question No : 20
As per the news published in some newspapers and magazines two PSUs - National Thermal Power Corporation and Coal India Ltd are going to float a joint venture “SPV”. What is the full form of “SPV”?
(1) Small Power Venture
(2) Special Purpose Vehicle
(3) Special Power Venture
(4) Small Purpose Vehicle
(5) None of these